What Our Loan Services Is all About
Before applying for a loan, please consider the following;
Read all documentation carefully before signing
Ensure you understand the nature of the obligations you will take on and the resulting risks
If unsure please obtain independent advice or take time to consider if this is right for you
There are varying features and benefits that come with being approved for a loan, and each benefit and feature depends on your personal loan needs and circumstances. Some people’s circumstances determine that they are eligible for homeowner loans, these loans are usually longer term loans will lower monthly repayments as they are spread over a longer period of time. However some people are eligible for smaller loan amounts but with higher repayments over a shorter period of time, meaning their loan is repaid earlier.
Some borrowers have exceptional credit ratings, and therefore benefit from low APR’s. The APR is the Annual Percentage Rate and is a percentage amount added to the amount you borrow. The APR is usually higher for those with a bad credit rating, however if the monthly repayments are paid, with no missed or late repayments, a loan may help you demonstrate to future lenders that you can maintain repayments.
Our Loan Criteria
We have provided the following eligibility criteria which you will need to meet in order to apply for our Loan service:
You need to be aged 18 years or over
You must have a permanent address of resident
You need to be in permanent paid employment, student, pension or in a business
If Unemployed, you must show a good reason why you want us to consider your application and what you want to do wit the loan.
When applying, it will be helpful to have the following information on hand:
Last 1 year address history.
Apply online today and you will receive a decision in minutes. If you are approved, we will e-mail you your credit agreement which you can sign and return to us. We can then process your loan and get the funds to you quickly.
Not sure if you will qualify for our Loan? Just complete the inquiry form, and we will determine your case independently and give you a decision within 24 hours. Even with a bad credit we guarantee you a loan.
WHAT TYPE OF LOAN?
AUTO FINANCE / CAR LOAN
PROPERTY / HOME LOAN
BRIDGE LOAN / FINANCING
RECEIVABLE BUSINESS LOAN
If you're an Employee, Self-employed/Business owner, OFW, Seaman, Doctor and need a cash loan, or if you want an instant loan this is why we are here for you!